Travel Insurance

PRODUCT

Travel Insurance

Allied World – Coverage for leisure sports including scuba diving, bungee jumping, hang gliding, tandem parachuting & skiing without additional premium New!

Allied World – Coverage for travel cancellation due to insolvency of licensed travel agency.

Sompo – Emergency Medical Evacuation or Repatriation required due to a Pre-Existing Medical Condition NEW

Sompo – Go Japan! – Specially tailored plan for travelers to Japan Cashless Services, Free Translation Services over the phone 1ST IN SINGAPORE

we cover just what you need. no more, no less

Sompo Travel Joy

Allied World Travel Protector

FAQ

Q:Who is eligible to apply for Travel Insurance?

Insured Person(s) must be residing in Singapore, who are Singaporeans, Permanent Resident or Foreigners with a valid Employment Pass, Work Permit, Dependant Pass or Student Pass

Q:Who can be covered under a Family Plan?

Single Trip Plan: Maximum 2 adults travelling with any number of child(ren). The 2 adults need not be related but the child(ren) must each be legally related to either of the 2 adults.

Annual Plan: Maximum 2 adults who are husband and wife and legally married to each other with any number of child(ren) who must be the legal child(ren) of the 2 adults.

Q:Can my child be covered in full just like an adult?

Yes, provided your child is aged 18 and above and have applied and paid for an Individual cover.

Q:What is the maximum duration for a trip to be covered?

Single Trip Plan: Coverage is up to 182 days.

Annual Plan: Coverage is up to 91 days for each trip.

Q:How soon can I activate Travel Insurance?

Travel Insurance can be activated up to 90 days prior to departure from Singapore.

Q:Can I activate Travel Insurance after my departure date?

No, Travel Insurance has to be purchased before your departure from Singapore.

Q:If I am already suffering from some medical illnesses or conditions, will I be able to claim for such treatment during my trip?

No, Travel Insurance will not cover treatment for any pre-existing medical condition for which you are already receiving medical advice or treatment recommendation, medical treatment, diagnosis, consultation or prescribed drugs within a 12 months period prior to your trip.

Q:If I sustained an injury or illness whilst overseas, can I continue with my medical treatment upon my return to Singapore?

Yes. Travel Insurance will cover the medical expenses necessarily incurred for medical treatment or follow-up treatment in Singapore for an injury or illness sustained whilst overseas for up to 30 days if medical treatment had already been sought overseas or up to 7 days if no prior medical treatment was sought overseas.

Q:Can I seek Specialist Treatment without referral letter from General Practitioner (GP).

No, All treatments including specialist treatment must be prescribed or referred by a GP in order for expenses to be reimbursed under this Policy.

Q: If I have to cancel my trip because I have been refused entry at the immigration checkpoint, will I be covered under the Trip Cancellation?

No, Travel Insurance does not cover any loss caused by government regulations or control. The Trip Cancellation will cover only the following events:
You or your travel companion’s death or serious illness or compulsory quarantine, or Unexpected strike, riot or civil commotion beyond your control at the planned destination, or Serious damage to your principal residence from fire, flood or similar natural disaster which require you to be present at the principal residence, or Witness summons or jury service.

Q:If I have to cancel my trip because of natural disasters at the planned destinations, such as typhoon, floods, earthquake etc, will I be covered under the Trip Cancellation?

Yes, Travel Insurance covers trip cancellation due to natural disasters at the planned destination. Natural Disaster means earthquakes, tsunamis, flood, typhoons, hurricanes, cyclones, tornadoes, volcanic eruption and such forces of nature that have catastrophic consequences.

Q: Is the premium refundable?

Single Trip Plan: No refund of premium once the Certificate of Insurance has been issued.

Sompo Travel Joy
TOP Features	Elite	GO JAPAN	Deluxe	Vital
Insured Adult Person (under age 70 years)	Up to $500,000	Up to $250,000	Up to $250,000	Up to $150,000
Overseas Medical Expenses	Up to $1,000,000	Up to $500,000	Up to $300,000	Up to $150,000
Travel Cancellation (Per Insured Person)	Up to $15,000	Up to $6,000	Up to $6,000	Up to $5,000
Travel Delay	Up to $2,000	Up to $1,000	Up to $1,000	Up to $1,000
Delayed Baggage	Up to $1,000	Up to $1,000	Up to $1,000	Up to $1,000
Financial Collapse Of Licensed Tour Operators (Per Insured Person)	Up to $12,000	Up to $6,000	Up to $6,000	Up to $5,000
Full Terrorism Cover	Up to $500,000	Up to $250,000	Up to $250,000	N.A
Personal Liability / Family Liability	$1,000,000 Per Insured Person and Family

AW TRAVEL PROTECTOR
TOP Features	Plan 1	Plan 2	Plan 3
Insured Adult Person (under age 75 years)	Up to $150,000	Up to $250,000	Up to $500,000
Overseas Medical Expenses	Up to $200,000	Up to $500,000	Up to $500,000
Travel Cancellation	Up to $5,000	Up to $10,000	Up to $15,000
Travel Delay	Up to $1,000	Up to $1,000	Up to $1,000
Delayed Baggage	Up to $1,000	Up to $1,000	Up to $1,000
Travel Cancellation Due To Insolvency Of Licenced Travel Agent	Up to $1,000	Up to $3,000	Up to $5,000
Personal Liability	Up to $500,000	Up to $1,000,000	Up to $1,000,000

Travel Insurance - Ensure